How to SECURE YOUR CONTENT AND RESPONSIBILITY

How to SECURE YOUR CONTENT AND RESPONSIBILITY

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SECURE YOUR CONTENT AND RESPONSIBILITY

What do we guarantee?
WE SECURE YOUR CONTENT AND RESPONSIBILITY IN RENTAL HOUSES.
• Sprinkler discount
• Discount without loss
• Discount for burglar alarm and fire alarm
• Identity recovery coverage
• Coverage of equipment repairs
• Water reserve coverage for the content
WE ENSURE THE PROPERTY OF THE PROPERTY, BUT WE RENT FOR OTHERS. (MD ONLY)
• Homes of 0-25 years are preferred
• Discount for burglar alarm and fire alarm
• Protection of domestic systems: $ 50,000
• Service line coverage: $ 10,000
• Protection against water and the sewer system up to the limit of housing coverage

WE SECURE THE HOUSES THAT YOU HAVE OWN AND OCCUPIED.
• Discount for new homes
• Discount without loss
• Auto Companion discount
• Discount for burglar alarm and fire alarm
• Guaranteed home replacement cost
• Equipment repair coverage: $ 25,000 limit
• Identity recovery coverage: $ 25,000 limit
• Service line coverage: $ 10,000 limit

Frequently asked questions about Hoe owners / tenants and related insurance
Do I have an obligation to have insurance for the owners if I own a house?
Unlike driving a car, you can legally have a home without homeowners insurance. However, if you finance your home with a mortgage, your lender will most likely require home insurance coverage to protect your home in case of damage caused by unforeseen circumstances, such as fires or natural disasters.
If you live in an area that is prone to floods or earthquakes, your lender may also request the purchase of flood insurance or earthquake insurance.
After paying the mortgage, it is not necessary to have insurance in the house. However, you must keep your home insurance policy active to avoid risking what you have invested in your home.
If you buy a condominium or a cooperative, your commission may require the purchase of a condominium or home insurance. Be sure to check with your card to see what type of policy is required. just SECURE YOUR CONTENT AND RESPONSIBILITY
If you are looking to insure a row house and your association has a main policy (which generally covers the structure and common areas), you will have insurance for the tenants. If your association does not have a main policy, you will receive insurance for the owners.

Why should I complete an inventory of the house and SECURE YOUR CONTENT AND RESPONSIBILITY

When you buy an insurance policy for your home and home, you need to create an updated inventory of the home to speed up the settlement of a claim if you need to create one. With a complete inventory of the house, your insurance company can verify the property more easily, which facilitates the elimination of the claim. In addition, you can easily verify your tax losses with an updated inventory of the home.

How can I complete an inventory of the house?

Begin the inventory of your home by creating a list of its properties, describing each item and noting the make and model and the place where each item was purchased. Include sales receipts, purchase contracts and evaluations if you have any. Organize clothing into categories for easy reference.
Some suggestions on the organization of the housing inventory:
• Remember to list large items such as jewelry, works of art and collectibles, just  SECURE YOUR CONTENT AND RESPONSIBILITY.
• Take pictures of important rooms and individual objects.
• Record your video house walking on it and describing its contents throughout the house.
• Keep an inventory list on your personal computer and save it on a separate drive or drive.
• Put all your photos, lists and video documents in a safe.

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